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GSEs Issue Updates to Mortgage Repurchase Guidelines

first_img  Print This Post The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Ask the Economist: Rise in Employment, Millennial Demand Will Bring Housing Up in 2016 Next: DS News Webcast: Friday 10/9/2015 Home / Daily Dose / GSEs Issue Updates to Mortgage Repurchase Guidelines GSEs Issue Updates to Mortgage Repurchase Guidelines Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Xhevrije West Fannie Mae and Freddie Mac recently issued new updates to rules related to mortgage repurchases that will provide clarity and transparency to lenders and more credit access to borrowers.The new policies, sent in a letter to sellers and servicers, are expected it go into effect January 1, 2016, at the direction of the Federal Housing Finance Agency (FHFA).The origination defects and remedies framework will provide clarity on the process followed in categorizing origination defects, lender corrections of such defects, and available remedies. In addition, it will also provides more transparency regarding Fannie Mae’s discretion on loan-level decisions when reviewing a loan during a quality control review.Donna Corley, SVP, Division Chief Risk Office of the Single Family Division at Freddie Mac, noted that the new framework is a reflection of the company’s and its consumer’s commitment to partner with lenders to improve loan manufacturing.”The framework announced today will not affect our customers’ operations or our full file quality control reviews for performing and non-performing loans,” Corley said. “The enhanced framework is intended to provide more clarity and transparency to lenders who do business with Freddie Mac on identifying and correcting origination defects, and the remedies that are available to them. “Today’s announcement also underscores Freddie Mac’s commitment to work with the Federal Housing Finance Agency and other stakeholders to continually improve America’s mortgage finance system.””The framework announced today will not affect our customers’ operations or our full file quality control reviews for performing and non-performing loans.”“Lenders consistently tell us that concerns about repurchases limit their willingness to lend, so we’re trying to put those concerns to rest,” said Andrew Bon Salle, EVP, Single-Family Business at Fannie Mae. “By pursuing repurchase alternatives and providing clarity on significant defects we aim to help lenders serve the market confidently, efficiently and profitably. Today’s guidance is another milestone in our efforts to provide more clarity and certainty to our customers.”Click here to view Fannie Mae’s letter.Click here to view Freddie Mac’s letter. Related Articles in Daily Dose, Featured, News, Secondary Marketcenter_img October 8, 2015 8,532 Views Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Share Save Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Fannie Mae Freddie Mac Mortgage Repurchase Guidelines Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Fannie Mae Freddie Mac Mortgage Repurchase Guidelines 2015-10-08 Brian Honealast_img read more

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Just how much is $1 trillion?

first_img This Video Will Soon Be Banned. Watch Before It’s… So, just how much is a trillion?Here’s the answer:On March 27, 2020, President Donald Trump signed a $2 trillion coronavirus relief bill as a way for the United States to try to prevent economic devastation.That raised the question among United States citizens as to just how much is a trillion? Many years ago, the City of Troy installed a new water tank that contained an almost unbelievable number of gallons of drinking water.In an effort to illustrate the massive amount of water, my friend and colleague at The Troy Progress did the math on the distance that gallon jugs filled with water would have to be lined side by side to equal that amount of water. According to Frannie, ALL the WAY from 409 South Brundidge Street to the True Value Hardware that was then located at what is now Troy Cable.  “All that way!” Frannie wrote. Plans underway for historic Pike County celebration Email the author Next UpPhones started to ring. Not so, the people said. Actually, the side-by-side gallon jugs of water would stretch from South Brundidge Street in Troy, Alabama to “Atlanta, Georgia!!!!” With that faux pas in mind, the answer to the question, “How much is a trillion?” was derived from a super-charged mathematician, a mechanical brain and Mr. Google himself. Just how much is $1 trillion? By Jaine Treadwell Sponsored Content Print Article Latest Storiescenter_img Now, as more dollars are being tossed into relief coffers, the question is once again dominating conversations from the ‘Redwood Forests to the Gulf Stream Waters,” just how much is a trillion? Well, it’s a million million. A trillion dollars is a million dollars multiplied by a million. Or if you prefer, a thousand billion. It has an eye-crossing 12 zeroes: 1,000,000,000,000.In the US, where the average annual income is around $50,000, saving a trillion bucks (with no outgoings) would take 20,000,000 years. One million dollars spent a day would take 2,800 years to spend $1 trillion. Or, if you spent one dollar every second around the clock, it would take you 312,688 years to spend a trillion dollars. Spending $1 million an hour, non-stop for 24 hours a day, you wouldn’t run out of $1 trillion for 411 years. One trillion dollars in $100 dollar bills is 40,000,000 inches high, which is 631 miles.The United States’ debt to China, as of December 2019, was $1.07 trillion. So, that’s the debt we are leaving our …how many great grandchildren would that be? That’s one for ancestry.But, that’s just the numbers on one trillion dollars. The coronavirus bill carried a 2 trillion price tag that has now escalated to nearly 3 trillion dollars.Go Google the numbers on that. Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Patriot Health ZoneHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential Health32-second Stretch Ends Back Pain & Sciatica (Watch)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Pike County Sheriff’s Office offering community child ID kits Remember America’s heroes on Memorial Day Troy falls to No. 13 Clemson You Might Like Did the lockdown save lives? In March, states undertook dramatic and unprecedented measures to stem the spread of the SARS2-COV virus.  And yet COVID-19 has… read more By Secrets Revealed Published 6:52 am Saturday, May 30, 2020 Book Nook to reopenlast_img read more

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USS Olympia Welcomed Back to Pearl Harbor

first_img USS Olympia Welcomed Back to Pearl Harbor View post tag: back March 6, 2013 Back to overview,Home naval-today USS Olympia Welcomed Back to Pearl Harbor View post tag: News by topic View post tag: Olympia Friends and families of the crew from USS Olympia (SSN 717) gathered at the submarine piers to welcome back the Los Angeles-class submarine as she returned to Joint Base Pearl Harbor-Hickam after completing a seven-month deployment to the Western Pacific region, March 4. “Olympia accomplished national tasking, theatre tasking, and security cooperation events throughout the 7th Fleet area, and enhanced continued relations with our allies overseas,” said Cmdr. Michael J. Boone, Olympia’s commanding officer.Boone said the submarine crew worked around the clock applying months of preparations and workups into mission accomplishment. The range of the missions offered a broad aspect for training and development, creating experienced Sailors across all mission areas. “The hard work and determination from the crew of Olympia these past seven months developed a camaraderie that is second to none. We are returning to Pearl Harbor as a more experienced and capable unit,” said Boone.During the deployment, two officers and 21 enlisted Sailors earned their designation as qualified in submarines and now wear their dolphin warfare insignia.Boone added the crew was able to get time off to experience the diverse cultures in Yokosuka, Japan; Subic Bay, Philippines; Guam, and Singapore. While in a few of these foreign ports, foreign dignitaries and ambassadors toured the submarine.When the deployment was finally complete, the crew came home to a waiting crowd of smiling family and friends at the pier. “I am estatic, it’s been such a long time! The best thing is just to hold my husband and have him home.” said Beecee Hall, an Olympia spouse.USS Olympia is the second ship named after Olympia, Wash. Commissioned Nov. 17, 1984, Olympia is the 29th ship of the Los Angeles-class nuclear attack submarines. The submarine is 362-feet long, displaces 6,900 tons and can be armed with sophisticated Mark-48 torpedoes and Tomahawk cruise missiles.[mappress]Naval Today Staff, March 6, 2013, Image: US Navy View post tag: Pearlcenter_img View post tag: Naval View post tag: Navy View post tag: Welcomed View post tag: USS Share this article View post tag: harborlast_img read more

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Noel Buje no longer exists, but San Canzian Village & Hotel will continue to be a place of high gastronomic offer

first_imgIn the Istrian village of only three inhabitants near Grožnjan, in the middle of last year, San Canzian Village & Hotel was located – a new five-star boutique hotel. A unique place that exudes an authentic Istrian atmosphere, combining traditional and modern offers guests an individual approach and superior service. San Canzian has a total of 24 rooms and suites inspired by Istrian charm that are fused into a medieval ambience. After the successful completion of the first phase of the San Canzian project, which culminated in the inclusion of this Istrian pearl in the prestigious group Small Luxury Hotels of the World, one of the most exciting hotel projects in Croatia in 2020 is moving forward.  Thus, from January 1, the management of San Canzian Village & Hotel completely took over the management of the entire offer, with a day focus on the unique and unforgettable experience of its guests.  Photo: FB Mario Mandarić This is the right direction we need, as many small family and boutique hotels as possible, with a top and authentic offer. This means that Noel Buje no longer exists, but the owners of the San Canzian Hotel and the owners of the Zagreb restaurant Noel will still continue their cooperation through occasional joint gastronomic “pop up” projects, as the hotel owners point out. Photo: San Canzian Village & Hotel “Precise, not pretentious cuisine, based on excellent local ingredients, distinguishes the only Croatian chef who was a sous chef in a 3-Michelin-star restaurant. The top-quality breakfast is created from local and mostly organic ingredients from our own production, and for lunch guests have at their disposal an a la carte offer of modernly presented traditional Istrian dishes such as maneštra, pljukanci and seasonal truffles. The selection of menus in sequences inspired by the Istrian climate, paired with top wines from our walk-in wine cellar, will satisfy even the most demanding connoisseurs of fine cuisine. stand out from San Canzian Village & Hotel. In San Canziano, they are aware that in addition to top-quality, local, and possibly organic food, the most important ingredient for the success of a restaurant is a top team. It is for this reason that the important star of the Croatian culinary scene, the chef, has taken over the important function of chef Mario Mandarić, who has so far been a chef at the Roxanich Wine & Heritage Hotel in Motovun. The natural surroundings of the outdoor pool with panoramic views of the olive groves and vineyards provide guests with an ideal atmosphere to enjoy and relax with the soothing sounds of nature. A top restaurant and certainly one of the best wine cellars in Croatia make San Canzian Village & Hotel a top gastronomic destination. The cooperation with the prestigious Zagreb restaurant Noel, the holder of the Michelin star, resulted in top restaurant and bar facilities in the hotel itself and a clearly defined, high gastronomic offer. But after the “incident” in August 2019 with the then chef of San Canziano, the owners decided in the New 2020 year to take full control of the entire offer. The most important thing is that San Canzian Village & Hotel will continue to offer top service in every segment, including a high gastronomic offer.last_img read more

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Versatile entertainer on offer in popular Manly

first_imgThe veranda at 14 Oakley St, Manly.More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020The pool house can also be used as guest quarters, a home office or a teenage retreat.Ms Elliott, who plans to stay in the area, said the verandas were a great place to relax, no matter what the weather was like.“You can always sit outside, whether there’s sunshine or shade,” she said. She said the home was a great gathering place, especially at Christmas time. The swimming pool at 14 Oakley St, Manly.Ms Elliott said the chairs at the kitchen bench were used daily by her children when they came home from school, tucking into some afternoon tea and later their school homework.“It was a great spot as I could be in the kitchen and keep an eye on them at the same time,” she said.“This is a beautiful old house to bring children up — it’s a super package on two lots with separate titles.” The home at 14 Oakley St, Manly.Angela Elliott’s family has lived at 14 Oakley St for 24 years and has made the decision to downsize.With three children who have all grown up, Ms Elliott said the post-war property would be ideal for another family with children.Ms Elliott said the four-bedroom, three-bathroom home had undergone some renovations over the years.“We added a swimming pool, back deck and a pool house,” she said.“This home has been a great entertaining house. We often have friends over.”center_img One of the four bedrooms at 14 Oakley St, Manly.Ray White Manly selling agent Richard Myers said the fabric of the streetscape had historically lent itself to narrow 405sq m lots. “With this being on 810sq m with two titles, we will find that examples such as this will become even more highly desirable in the future once all of the larger blocks have been subdivided,” Mr Myers said. The home is close to public transport, shops and schools.last_img read more

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Church Groups in Haiti to Stage “Silent March” As Protests Continue

first_imgPORT AU PRINCE, Haiti, CMC – The Haitian Conference of Religious (CHR) has announced plans for a “national silent march” across the country on Tuesday as it warned of the “unprecedented humanitarian crisis” as opposition forces demand the resignation of President Jovenel Moise.In a statement, the CHR said that it has taken note of the “unprecedented humanitarian crisis in which the country is in the process of tipping over” and the situation “is the result of a much deeper crisis affecting the very foundations of our coexistence in its political, economic, social and religious dimensions”.It has also been critical of the “total bankruptcy of our republican institutions – the executive, the legislature and the judiciary – and the responsibility of our political, intellectual and economic elites in the deterioration of the situation”.The religious group said, as a result, it was calling “on the conscience of everyone, especially the head of the executive power to take note of the seriousness of the hour and make a wise decision for Haiti accordingly.“Due to the insensitivity and indifference of different political actors to the future of the country, because of the general climate of insecurity, we find ourselves obliged to keep the doors of our institutions closed. Until a happy outcome of the crisis is found in the best time,” it said.The CHR said that at a time when Pope Francis invites “us in his prayer to be witnesses of the Gospel, courageous and ardent so that the mission entrusted to the Church, we decide to make two symbolic gestures but very significant“We are in solidarity with the victims of this crisis that has already lasted too long, by donating blood to the Haitian Red Cross, visit of hospitals for the delivery of the product of our collection of drugs and medical equipment.“In deep communion and in permanent solidarity with our suffering people, we will walk in silence from 9:00 am on Tuesday, October 22, 2019, in all major cities of the country to pray, celebrate our faith and implore Divine graces on our country and our people.“We will go from the church of Christ the King to go the sanctuary of Our Lady of Perpetual Help at Bel-Air and finish with a Eucharistic celebration to be presided over by our Archbishop.“We invite the clergy of our ten dioceses and the faithful Catholics, members of all other religious denominations, all socio-professional sectors, all men and women of goodwill to join us in raising the cry of our pains,” the CHR said in its statement.Meanwhile, teachers are expected to stay away from classes on Monday as their unions urge them to participate “in a peaceful march…to demand the resignation of the Head of State and the reopening of schools”.The political and economic crisis in Haiti was triggered by the publication in January 2019 of a report on the Venezuela-funded PetroCaribe Oil initiative, under which Caracas provided oil and other petroleum products to Haiti under a preferential agreement.Moise, who came to power in 2017, has denied any wrongdoing and has named former prime minister Evans Paul to head a team that would hold discussions with all stakeholders to discuss a way forward.Moise has urged Haitians to “identify their real enemies’ and again warned that the system which deprives the country of developing is alive and well in the country.“The system has the capacity to regenerate each time. The people must be able to identify their real enemies,” he said last week, adding “this system that generates misery, poverty, exclusion, has come to an end and we must work together to prevent it from regenerating”.Last week, CARICOM said it was “deeply concerned” over the protracted political crisis in Haiti and that it is still awaiting a response from President Moise for a good offices Prime Ministerial delegation to visit.The decision to send a delegation comprising, CARICOM Chairman and St. Lucia Prime Minister Allen Chastanet, Jamaica’s Prime Minister Andrew Holness and the Bahamas Prime Minister Dr. Hubert Minnis had been taken at the CARICOM Summit held in St. Lucia in July this year.last_img read more

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