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An Economist’s Perspective on Harvey

first_img CoreLogic hurricane harvey 2017-09-07 Joey Pizzolato Home / Daily Dose / An Economist’s Perspective on Harvey Joey Pizzolato is the Online Editor of DS News and MReport. He is a graduate of Spalding University, where he holds a holds an MFA in Writing as well as DePaul University, where he received a B.A. in English. His fiction and nonfiction have been published in a variety of print and online journals and magazines. To contact Pizzolato, email [email protected] in Daily Dose, Featured, Headlines, News The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Joey Pizzolato  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago An Economist’s Perspective on Harvey Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Previous: Otting, Quarles, Confirmed by Committee Vote Next: FEMA: Running Out of Funds? Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily In the aftermath of Hurricane Harvey, and the looming threat of Hurricane Irma and Jose, CoreLogic’s Chief Economist Frank Nothaft discusses from an economist’s perspective the implications of natural disasters on the housing market.According to Nothaft, the effects are going to be lasting while homeowners wait for aid. Undamaged properties, however, could experience a rise in both home prices and rent, due to limited inventory and a growing number of displaced families.See Nothaft discuss these factors, damage estimates, insurance considerations, and a timeline for reconstruction in this Video Spotlight. September 7, 2017 1,305 Views The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: CoreLogic hurricane harveylast_img read more

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Top 15 enterprise risk management strategies for preventing card fraud

first_imgAllied Solutions is on the front lines of risk management, with expert perspective on best practices to detect, prevent, and mitigate against fraud.Turn off any active non-EMV cards and replace these with chip-enabled cards.Train employees on fraud detection methods & prevention strategies.Establish multi-layer authentication requirements for any financial transactions or sensitive requests performed online or in person. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img

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AFC North has dismal opening week, combined 0-4

first_img– Lewis’ team actually looked the best of the bunch before bungling one away in Chicago, 24-21, with personal fouls, wasted timeouts and turnovers. AP NFL website: www.pro32.ap.org “I know that’s kind of a bad answer, but it’s the truth. All of a sudden, we find ourselves tied for first place. We also find ourselves tied for last place. That’s where we’re at.” Not just them. They’re all feeling the blues this week in the AFC North. All four teams in the NFL’s most successful division over the last five years have started the season at 0-1. It’s only the second time that’s happened, according to STATS LLC. The other time? Way back in 2002, when the league went to the current division format. “Yeah, it helps ease it a little bit,” defensive end Carlos Dunlap said. “But you can look at it the other way, too, and say we could’ve been one up.” – The defending Super Bowl-champion Baltimore Ravens went back to Denver, the scene of their improbable playoff comeback last season, and had their revamped defense get taken apart for a record-seven touchdown passes by Peyton Manning in a 49-27 route. And it’s not just that all four lost, it’s how they lost: In the last five years, no division has sent more teams to the playoffs than the AFC North – 11 overall. It’s the only division that has sent at least two each season, including three in 2011. None of them looked like a playoff-caliber team for very long. Worse, Pro Bowl center Maurkice Pouncey tore ligaments in his right knee and linebacker Larry Foote ruptured his right biceps, ending their seasons. The Ravens opened the season on Thursday night, so they’ve had a little extra time to sort out their problems on defense. On Sunday, they host the Browns, who have a new coach in Rob Chudzinski but played like they were ready to hold up the bottom of the division for yet another year. There were plenty of SINS in a division with the league’s best playoff pedigree. AP Sports Writers David Ginsburg in Baltimore, Tom Withers in Cleveland and Will Graves in Pittsburgh contributed to this report. So, there’s that recent history to fall back on after those dismal debuts. The Bengals looked good in the first half at Chicago before reverting to their old Bungles ways. The final flub was linebacker Rey Mauaulga – a team captain last season – throwing down a Bears defender after the whistle for a penalty that allowed Chicago to run out the clock. – Over in Pittsburgh, the towel-waving crowd at Heinz Field put those towels away and filed out quietly near the end of a shocking 16-9 loss to the Titans that was in most ways the worst of the division’s opening flops. CINCINNATI (AP) – Bengals coach Marvin Lewis watched a little video of Pittsburgh’s season-opening disaster and felt a kinship with the failure. “We’ve got a lot of work to do,” Steelers coach Mike Tomlin said. “Nobody cares about our problems. They’re glad we’ve got them. We need to understand that. We need to stick together and persevere.” Up next: a Monday night game in Cincinnati against the Bengals and former Steelers linebacker James Harrison. Pittsburgh hasn’t opened a season 0-2 since 2002. And that wasn’t all of it. Twice, the Bengals had to call a timeout because they had the wrong number of players on the field on defense, leaving them with no way to stop the clock in the closing minutes. At least everyone else lost. A North team has reached the Super Bowl three times in the last five years, winning two titles. The Ravens have reached the playoffs each of the last five seasons; the Steelers have reached the Super Bowl twice during that span. ___ ___ “The great thing about it is – and we all know this – it’s week-to-week in this league,” Ravens coach John Harbaugh said. “If we take care of our business, we’re going to be in the hunt and make it interesting. And if we don’t, we’re not. “I just watched the first half of their game and I’m sure they feel the same way we do,” Lewis said. Cincinnati Bengals coach Marvin Lewis yells out to his team during the first half of an NFL football game against the Chicago Bears, Sunday, Sept. 8, 2013, in Chicago. (AP Photo/Charles Rex Arbogast)by Joe KayAP Sports Writer “A lot of we call it SINS – self-inflicted negatives,” receiver Davone Bess said. “A lot of times when you’re backed against the wall, you need to be able to execute from assignment and alignment standpoint. If you don’t do that, you’re killing yourself before the play even starts.” – In Cleveland, the Browns did their annual looking-a-little-better tease before falling apart and losing to the Dolphins 23-10, dropping their ninth straight opener and their 14th in the last 15 years. The Steelers might have the toughest go of it. They missed out on the playoffs last season by finishing 8-8, unable to run the ball consistently or protect quarterback Ben Roethlisberger. They drafted Le’Veon Bell to boost the running game, but he got hurt during camp. Pittsburgh ran for only 32 yards in the opener and Roethlisberger was sacked five times.last_img read more

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Uber driver suing Bucs’ QB Winston over groping incident

first_imgCourt documents say the woman filed the suit in Arizona on Tuesday and is seeking more than $75,000 in damages. She said Winston grabbed her crotch in the drive-thru of a Mexican restaurant in the Phoenix area in March 2016.After an investigation into the incident, the NFL in June suspended Winston for three games for violating the league’s personal conduct policy.The suit comes as Winston approaches the final game of the suspension, and with the Buccaneers off to a 2-0 start.He missed the opener at New Orleans and last week’s home victory over defending Super Bowl champion Philadelphia. He is eligible to return on Tuesday, the day after Tampa Bay plays the Pittsburgh Steelers.A call to the Buccaneers offices after business hours Tuesday was not immediately returned.The Associated Press does not generally name people who allege they are victims of sexual assault.The NFL announced the suspension after an eight-month investigation concluded the 2013 Heisman Trophy winner, who was in Arizona for a charity event, violated the league’s personal conduct policy by “touching the driver in an inappropriate and sexual manner without her consent.”The driver did not file a criminal or civil complaint, however she reported the incident to Uber. The NFL learned of the allegation when it was reported publicly last November.“The league promptly initiated a comprehensive investigation that included interviews with several persons, including the driver, Winston and others with relevant information,” the NFL said in a statement announcing the suspension. “The league also examined an extensive amount of other evidence, including telephone records, business records, data from electronic devices and other communications.”Winston was allowed to practice during training camp and play in preseason games, but he is forbidden to have contact with team during the suspension.The NFL also said at the time that the fourth-year pro is required to have a clinical evaluation and cooperate in any recommended program of therapeutic intervention.In his only public comments on the accusation and suspension, Winston apologized on the first day of training camp this year. But he would not discuss specifics of the Uber ride he took during the winter after his rookie season.“I should never have put myself in that situation,” he said. “All I can do is grow and learn from that. … I’ve made a lot of positive changes since then.”The Bucs drafted Winston No. 1 overall in 2015, despite questions about his behavior during his college career at Florida State.Winston was accused of raping a fellow student at FSU, but never charged. The university settled a Title IX lawsuit over its handling of the allegations with Winston’s accuser, Erica Kinsman, in January 2016 for $1.7 million.The suspension is costing Winston $124,411 of his base salary of $705,000 for this season. He is set to earn $20.9 million in 2019.___More AP NFL: https://apnews.com/tag/NFLfootball and https://twitter.com/AP_NFL This Aug. 30, 2018 file photo, shows Tampa Bay Buccaneers quarterback Jameis Winston before an NFL preseason football game against the Jacksonville Jaguars in Tampa, Fla.  (AP Photo/Mark LoMoglio, File) PHOENIX (AP) — A female Uber driver in Arizona is suing Tampa Bay Buccaneers quarterback Jameis Winston, accusing him of sexual assault.last_img read more

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Sweeping the Beaches, Documenting the Trash

first_imgAll along the Jersey Shore Saturday, Oct. 26, volunteers could be found participating in Clean Ocean Action’s Beach Sweeps. Approximately 5,700 volunteers registered across New Jersey to help clean the beaches and catalogue what types of trash were found. The data is then compiled into an annual report used to bring awareness to the state of the beaches. At Sea Bright, approximately 250 volunteers picked up broken pieces of plastic in an array sizes from bottles, straws, cups and – a newer pollutant – e-cigarette pods. At Sandy Hook alone, over 600 volunteers combed the various beaches for trash, finding driftwood, water shoes, cups, wagon wheels, nails and potato chip bags. Photos by Patrick Oliverolast_img

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‘A big accomplishment’ for Glacier Gym Club

first_imgTen gymnasts and two members of the trampoline team from Nelson’s Glacier Gymnastics Club, strutted their stuff at the 2016 BC Provincial Championships held recently in Langley.All the gymnasts’ performances seamlessly fit in with the lower mainland and other BC clubs.  The Glacier team brought home 13 medals, 20 top-ten placements ribbons and the Level 7 Glacier team took first place on beam.“The coaching team is very pleased to have the gymnasts win so many top-ten placements,” said Sandra Long, Glacier Gymnastics Head Coach.“At the Provincial Championships, the categories are very large, running in the high 30’s and up to 40. So a top ten finish is a big accomplishment. And it also shows that our gymnasts are strong and accomplished on all the apparatus events.” In the Level 6 category, Lily Taylor competed in her first Provincial Championships, 13 year-old division. She won Silver all around and on vault, Gold on beam and bars and Bronze on floor.  Another first timer, Eden Bellman, competed in the nine and under division; claiming the Silver medal for her elegant beam routine.  Abby Majeski, competed in the 10 year-old division, winning a Bronze medal for her impressive bar performance.In the Level 7 category, Brianne Stefani, 11 years and under, took home the Gold medal for her confident beam routine and Silver for her floor routine. Sara Tolles, 15 years and up, also claimed the Gold medal for her graceful beam routine and Silver for her floor routine. Olivia Kelly, 14 year division, dazzled the judges with her unshakeable Beam routine, earning a Silver medal.Detailed Results:Trampoline Level 2- Girls 14 & up: Zoe Crisfield – 7th Double Mini, 9th TrampolineTrampoline Level 2- Boys All ages: Matthew Bullen – 11th Double Mini, 11th Trampoline Gymnastics Level 6 9 and under: Eden Bellman – Silver Beam, 4th Floor, 5th All Around; Shelbi van Hellemond – 6th Vault, 7th Floor10 years: Abby Majeski – Bronze Bars, 7th Floor, 10th All Around11 years: Dafni van Hellemond – 5th All Around, 5th Floor, 6th Vault, 7th Bars13 years: Lily Taylor – Gold Bars, Gold Beam, Silver All Around, Silver Vault, Bronze FloorGwen McCrory – 8th Bars, 10th All Around, 10th Beam14 & up: Teagan McTague – 6th BeamGymnastics Level 711 years: Brianne Stefani – Gold Beam, Silver Floor, 4th All Around, 8th Bars14 years: Olivia Kelly – Silver Beam, 10th All Around15 & up: Sara Tolles – Gold Beam, Silver Floor, 5th All Around, 10th VaultLevel 7 Team – 1st Place Beam, 5th Place Floor, 10th All Aroundlast_img read more

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Grain storage considerations

first_imgShare Facebook Twitter Google + LinkedIn Pinterest As producers across the Eastern Corn Belt wrap up harvest, care should be taken to ensure proper handling and storage of grain. Proper storage and grain handling is necessary in maintaining the quality of the harvested crop. This article will discuss a few tips for maintaining the quality of stored grain after harvest. It is critical to start with both a clean bin and handling equipment. Any moldy grain or grain infested by insects from the previous year can contaminate grain harvested this season. Storage facilities and aeration equipment should be clean and in proper working condition.Harvesting equipment that is adjusted and operated correctly will also preserve the condition of the crop. Combines should be set to clean grain thoroughly to eliminate foreign material/fines and handling equipment should be operated in order to minimize damage to grain. It is also important to use a spreader or distributor as grain enters the bin to evenly spread any fine materials remaining in the grain. Without a spreading device the fines will collect in the center of the bin and create aeration problems as well as a place for moisture to accumulate. Properly cleaned grain will minimize insect activity and allow for efficient air movement through the stored grain.Grain should be stored at proper moisture content in order to maintain quality. Corn should be stored at 15% for up to 6 months and 13% for storage longer than 6 months. Soybeans should be stored at 13% for up to 6 months and 11% for storage longer than 6 months. Grain should be cooled through aeration in the fall to provide the most favorable storage environment. The stored grain should be cooled gradually and evenly to 35 to 40 degrees F. This process will help maintain the condition of the grain and deter insect activity within the stored grain. Finally, it is important to monitor grain stored in bins at regular intervals to make sure that proper storage conditions are maintained, as well as grain quality.last_img read more

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E-Book Checkouts From Libraries Up 200% Last Year

first_imgAs our reading habits become increasingly digital, many book-lovers are wondering how this will impact libraries’ ability to lend materials, particularly since many of the popular e-readers and e-booksellers have rather restrictive loan policies. And some publishers too have expressed their own concerns about e-book sharing, with one going so far as stating that if libraries start lending e-books, it could serve to “undo the entire market for e-book sales.” These questions and concerns over e-book lending are bringing attention to libraries’ services, a good thing I’d argue, as the role of libraries expands from “repository of printed books” to include other technological services (most importantly, perhaps, community access to Internet). So here’s some good news today for libraries, right on the heels of good news for publishers from holiday sales: digital distributor OverDrive reports today that e-book checkouts at libraries were up 200% in 2010 from the year before. Audiobook loans were also up, by 52%. Proof, perhaps, that you can lend e-books and not “undo the entire market for e-book sales.”The statistics come from the over 13,000 libraries, schools and retailers that use OverDrive’s digital distribution services. And according to these figures, more than one million new users signed on to access e-books and audiobooks via “virtual library branches”. Over 718 million titles were viewed in the company’s Web-based catalog and over 15 million digital titles were checked out.The most popular fiction title: Stieg Larsson’s The Girl with the Dragon Tattoo. The most popular nonfiction title: Elizabeth Gilbert’s Eat, Pray, Love. These were the most popular titles for audiobook downloads as well.OverDrive says that it makes over 400,000 copyrighted e-books, audiobooks, music, and video titles available to libraries, which patrons are able to download to their phone, PC, or e-readers. OverDrive is one of several options that libraries can pursue in order to make digital content available to their patrons. In November, we reviewed the Bluefire Reader app that uses Adobe Digital Editions in order to facilitate library checkout of e-books. Why Tech Companies Need Simpler Terms of Servic… audrey watters A Web Developer’s New Best Friend is the AI Wai… Tags:#E-Books#web center_img Related Posts Top Reasons to Go With Managed WordPress Hosting 8 Best WordPress Hosting Solutions on the Marketlast_img read more

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Swiss Beat French For Davis Cup

first_imgLILLE, France — Roger Federer has now claimed all the big prizes on offer in tennis and, for once, will be happy to share his latest trophy with others.Federer ended a week of uncertainty about his aging back with a vintage performance to give Switzerland an emphatic victory over France and its first Davis Cup.His 6-4, 6-2, 6-2 victory over Richard Gasquet in the first reverse singles Nov. 23 sealed an unassailable 3-1 lead. That also proved to be the final result, with the final match between Gael Monfils and Stan Wawrinka not played.It took 15 years for the former top-ranked Federer to achieve Davis Cup success after making his debut in the event in 1999. No wonder he looked so emotional after converting his first match point, falling to his knees and lying face down on the court before hugging team captain Severin Luthi and his teammates.“At the end, it’s a tennis match, you feel great emotions. You’re unbelievably happy and relieved,” said a joyful Federer. “We wanted this clearly very badly, especially being up 2-1. You inch yourself closer and closer. Clearly seeing Stan out there, the rest of the team supporting you, gives you an extra push. It was definitely one of the better feelings in my career, no doubt about it. So much nicer to celebrate it all together.”After pulling out of the final of the ATP World Tour Finals in London on Nov. 16, Federer’s participation against the French looked in doubt. He hit a ball for the first time on the indoor clay court on Nov. 19 and was a shadow of his former self when he was thrashed by Monfils in the Nov. 21 singles.His form rapidly improved, though, and he was back to his best during Nov. 22nd’s doubles win with Wawrinka that gave the Swiss a 2-1 lead. Federer, who adopted a low profile all week, was full of praise for Wawrinka.His teammate stepped out of Federer’s formidable shadow earlier this year with victory at the Australian Open. He has also been a dedicated Davis Cup player in recent years, while Federer often focused on his personal career.In 2013, Wawrinka led Switzerland to victory in a World Group playoff in the absence of Federer, giving his country a shot at the trophy this year. He also won Switzerland’s first point this weekend by beating Jo-Wilfried Tsonga.“Stan has put in so much effort over the years and played an unbelievable weekend that gave me the opportunity today,” Federer said.“I’m very much aware of that. This one is for the boys. It’s not for me. I’ve won enough in my career and did not need to tick any empty boxes. I’m just happy for everybody else. I’m happy we could live a great tennis historic moment in our country.”Federer, who spent 302 weeks at the top of the game, shed a few tears before receiving his trophy and enjoying a lap of honor with his teammates. But emotions were not as strong as they were when he won his first Grand Slam title in Wimbledon in 2003.“You can’t compare. When I won Wimbledon, it was a total shock honestly,” he said. “Davis Cup is something that I knew was possible at some stage in my career.“Of course, there was the pressure of being able to manage all this and make everyone happy with all the support we had for the team and everything. So it is a totally different feeling. Also I was not alone on the court. This changes everything.”A favorite of the fans at the French Open, Federer was treated to a hostile reception as he entered the clay court in the converted Pierre Mauroy football stadium on Nov. 23. He was booed during his warmup and large sections of the 27,448 spectators applauded his rare mistakes.It did not prevent him from taking control right from the start. The Swiss hit a 130 mph ace to win his first service game and never looked back.Moving well and varying his backhand shots, Federer gave a tennis master class. Gasquet was overwhelmed in the rallies and struggled to read his opponent’s serve throughout.“He was not unbeatable today, but he only made a few mistakes,” said Gasquet, who replaced the injured Tsonga. “It’s a shame I could not get any break points.”Federer broke in the third game after hitting a subtle forehand half-volley and a stunning forehand passing shot, letting out a resounding “Come On!”He kept piling the pressure on his French rival with aggressive returns and closed out the set by holding at love, having lost just four points on his serve in the whole set.Gasquet was made to pay for his mistakes at the start of the second set and handed another break to Federer when he netted a backhand in the net.The Frenchman gave an incredulous look when Federer hit a superb backhand return to reach 0-30 on Gasquet’s serve in the seventh game before earning three break points with a stunning forehand. Gasquet saved the first, but went long on the second.The 26th-ranked Frenchman fought hard at the start of the third set and came more often to the net, only to be undone by Federer’s pinpoint passing shots.Gasquet finally dropped his serve for the fourth time in the fifth game, surrendering on his backhand after a baseline rally before Federer broke again for a 5-2 lead. Federer then held at love, sealing victory with a drop shot that Gasquet did not chase.(SAMUEL PETREQUIN, AP Sports Writer)TweetPinShare0 Shareslast_img read more

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11 days agoCraddock urges Wolves to keep Arsenal target Boly

first_imgCraddock urges Wolves to keep Arsenal target Bolyby Paul Vegas11 days agoSend to a friendShare the loveFormer Wolves skipper Jody Craddock is a fan of Willy Boly.Arsenal have been linked with Boly, who Wolves signed for £10m from Porto in the summer of 2018.“We definitely want him to stay at Wolves as he’s been doing so well, but he probably could walk into another team higher up the table,” Craddock told the Express & Star.“Hopefully, he doesn’t. But when you’ve got these players and they’re playing well, there’s always going to be clubs sniffing around them.”Then, it’s down to Wolves to do the job and keep hold of him if we want to step up to the table ourselves.” TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

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